Our Client is a National Mortgage Company with licenses in 42 States. 30 year old family company with seasoned leadership, well-capitalized and growing. Down to 500 FICO on FHA, no min FICO on VA. Excellent compensation, coaching by executive team, terrific operations, benefits and support. Apply today!
What's Cool About This Job
A Mortgage Loan Originator (MLO) provides professional financial services to the public to allow customers to finance the purchase of residential real property and/or to refinance existing mortgages secured by residential real property. MLOs work independently and make sales calls to potential customers and referral sources. Typical referral sources include realtors, home builders, real estate attorneys, accountants, financial consultants, real estate appraisers, etc. This is a sales position which requires frequent work outside of the office at business development functions and community events, to conduct office visits of real estate agencies, and attorneys, and to meet with loan applicants.
What You Will Do
- Conduct interviews with mortgage loan applicants to analyze financial and credit data for the purposes of prequalification for mortgage loan products.
- Gather and review required documentation from the applicant throughout the mortgage loan application process and enter required documents into the banking system.
- Ensure customer satisfaction by maintaining knowledge of product/pricing policies and guidelines.
- Maintain communication with the applicant, and all other parties involved with the mortgage loan application process to ensure customer satisfaction, and the successful close of the loan.
- Continually identify, develop and maintain a quality network of business referral sources to prospect new mortgage lending opportunities.
- Demonstrate a commitment to professional ethics and compliance with all Federal and State regulatory and legislative policies.
What You Need To Be Successful
- Previous banking, lending, or sales experience
- College degree preferred
- Active NMLS TEXAS Mortgage Loan Originator License is required
- Knowledge of FHA, USDAM, VA, FNMA, FHLMC guidelines
- Familiarity with loan originator software (Encompass)
- Demonstrated knowledge in mortgage underwriting and closing processes
- Candidate must be able to work independently in a fast paced environment
- Must have effective written and oral communication skills.
- Strong computer skills
- Must be able to originate, analyze, and manage mortgage loan applications
- Sales-oriented with excellent interpersonal communication, skills and a strong desire to succeed
- Must be able to work outside of regular business hours to meet customer and loan process needs
- Must have reliable transportation